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Privacy Policy

Last updated: January 2026

TaxFreeInvesting.co.za ("we", "our", or "us") is committed to protecting your privacy in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA) and other applicable South African legislation.

1. Information We Collect

1.1 Information You Provide

We may collect the following personal information when you voluntarily provide it:

  • Email address: When you subscribe to our newsletter
  • Calculator inputs: Financial data you enter into our calculators (processed locally, not stored)

1.2 Information Collected Automatically

When you visit our website, we may automatically collect:

  • Browser type and version
  • Operating system
  • Pages visited and time spent
  • Referring website
  • IP address (anonymized)

2. How We Use Your Information

We use your personal information for the following purposes:

  • To send you educational newsletters (with your consent)
  • To improve our website and services
  • To analyze website traffic and usage patterns
  • To respond to your inquiries

3. Legal Basis for Processing (POPIA Compliance)

Under POPIA, we process your personal information based on:

  • Consent: You have given clear consent for us to process your personal information for a specific purpose (e.g., newsletter subscription)
  • Legitimate interest: Processing is necessary for our legitimate interests (e.g., website analytics) and does not override your rights

4. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information with:

  • Service providers: Third-party services that help us operate our website (e.g., email service providers, analytics tools)
  • Legal requirements: When required by law or to protect our rights

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected:

  • Email subscriptions: Until you unsubscribe
  • Analytics data: Aggregated and anonymized data may be retained indefinitely

7. Your Rights Under POPIA

You have the following rights regarding your personal information:

  • Access: Request access to your personal information
  • Correction: Request correction of inaccurate information
  • Deletion: Request deletion of your personal information
  • Objection: Object to the processing of your personal information
  • Data portability: Request a copy of your information in a portable format
  • Withdraw consent: Withdraw consent at any time (e.g., unsubscribe from newsletters)

8. Cookies

Our website uses cookies to enhance your browsing experience. Cookies are small text files stored on your device that help us analyze website traffic and remember your preferences.

Types of cookies we use:

  • Essential cookies: Required for the website to function properly
  • Analytics cookies: Help us understand how visitors interact with our website

You can control cookie settings through your browser. Disabling cookies may affect your experience on our website.

9. Third-Party Links

Our website may contain links to third-party websites (e.g., ETF provider websites). We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies.

10. Children's Privacy

Our website is not intended for children under 18 years of age. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page with an updated "Last updated" date.

12. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights under POPIA, please contact us at:

Website: https://taxfreeinvesting.co.za

13. Information Regulator

If you believe your privacy rights have been violated, you have the right to lodge a complaint with the Information Regulator of South Africa: